At Mosaic Debt Solutions our philosophy in collecting bad debt accounts is to use a fair but firm approach.    We are aware of the reputation of our clients and pledge to do everything to maintain this reputation.   

Let us help you increase your cash flow.    Our first goal is to obtain payment in full from the delinquent accounts.   If not possible, we can establish effective payment arrangements to maximize cash recovery and fast resolution on each account.   We have specialized collectors for small balance accounts, attorney follow up accounts, insurance/workman’s comp accounts and Spanish speaking accounts. 

With our state-of-the-art computer and telecommunication systems we can maximize attempts and contacts while complying with the Fair Debt Collection Practices Act.    Through this technology we can provide several resources for payment transactions in order to expedite payments.   Our technology also allows our collectors to score accounts, skip-trace for updated information and determine collectivity on each account.   Credit reporting transmissions are conducted each month to all three major credit bureaus for accounts with no positive response or payments if requested.